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Insurance Calculators
That Actually Work

Eight free, instant calculators covering every major insurance type — from gap coverage to commercial trucking. No sign-up. No ads. Just answers.

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Gap Insurance Calculator

Find out how much gap coverage you need between your car's actual cash value and your outstanding loan balance.

Gap Coverage Required

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PLPD Coverage Estimator

Estimate the right Personal Liability & Property Damage limits based on your assets and risk profile.

Recommended Coverage

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Commercial Trucking Cost Calculator

Estimate annual premiums for owner-operators and small fleets based on vehicle type, haul radius, and cargo.

Estimated Annual Premium

EV Insurance Calculator

Estimate how much more you'll pay to insure an electric vehicle versus a comparable gasoline car — and what drives the difference.

Estimated Annual EV Premium

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Restaurant Liability Calculator

Estimate general liability and liquor liability costs for your food service business based on size and type.

Estimated Annual Insurance Cost

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Delivery Rider Insurance Calculator

Estimate the coverage gap your standard policy leaves when working for Uber Eats, DoorDash, Deliveroo or similar platforms.

Recommended Annual Add-On Coverage

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Home Insurance Calculator

Estimate your annual homeowners insurance premium based on rebuild cost, location risk, and coverage selections.

Estimated Annual Premium

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Life Insurance Calculator

Calculate how much life insurance coverage your family actually needs using the DIME method.

Recommended Life Insurance Coverage